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With five pets (two dogs and three cats) to care for, I chose ASPCA insurance and pay a total of $150 per month. Over the years, we’ve typically had at least one emergency vet visit annually, and with an 80% reimbursement rate after a $250 deductible for each pet, the insurance has definitely been financially beneficial for our multi-pet household.
Although I’ve never had to file a major claim yet, I chose Trupanion because they have a lifetime per-condition deductible. For my three dachshunds, I pay around $130 per month, and the idea of only paying the deductible once for a recurring condition like potential back issues later in life gives me significant peace of mind.
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