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Instead of getting pet insurance, I recommend just getting a savings account and putting money into it monthly, like $75. Statistically, your dog’s major health issues will likely occur later in life. For example, my 8-year-old lab had a burst spleen requiring a $4,000 emergency surgery, followed by another $4,000 for cancer treatment. I was able to cover this by cashing in bonds, suggesting that saving can be a viable alternative for some.
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