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Another post I came across really hit home: one host had three cars with claims in December, including a stolen car, a totaled car, and one for repairs. After five months, they still hadn’t seen a payout, and now Lula’s shutting down. For anyone with multiple claims, this could be a total nightmare, and it’s definitely something I’ve been trying to avoid.
I also saw someone mention they were paying $99 per car with Lula, but when they got quotes from ABI, it was way more expensive for them. Plus, ABI wanted them to remove their existing trackers and install their own, which could add a whole other layer of hassle and cost. I can totally relate to that feeling of dealing with not just the higher price but also the extra work involved.
A host I know in Texas shared that they found a State Farm agent who quoted them $120 per month per vehicle for full coverage with a $1,000 deductible specifically for Turo P2P rentals. This sounds like a much better option for me if it’s available in more areas, since it covers both on- and off-rental times, unlike Lula’s off-rental-only coverage.
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